Let users pay the network fee in the token they are sending rather than in NIM. This is essential for good stablecoin UX: someone who only holds stablecoins should be able to transact without first buying NIM. EVM chains achieve this through “paymasters”, off-chain sponsors that pay the fee on your behalf, which introduces a central point that can be abused. As a non-EVM chain, Nimiq can make pay-in-token native to the protocol, where the chain itself prices and accepts the token being sent.
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I think it is good to let people pay in their prefered currency and don’t force holding NIM.
Maybe the transaction fee could be lowered for users who prefer paying fees in NIM.
Or even have a budget, i.e. 50 USDT per month with “free” transactions of stablecoins to check the demand. It might even take time to reach 50 USDT in fees.